Skip to main content

Tax Preparation for Americans in the UK

U.S. Tax Support for Americans Living in the United Kingdom

Living in the UK does not automatically end your U.S. tax filing obligations. If you’re a U.S. citizen or resident alien, you may need to report your worldwide income to the IRS while also meeting UK tax requirements.

Valoria Consulting helps Americans in the UK understand their U.S. filing and international reporting obligations, including how UK income and taxes may affect a U.S. return.

  • 100% virtual
  • U.S. expat tax preparation
  • International reporting support
Schedule a Consultation

Initial consultations start at $350. We do not offer free consultations.

American professional working on a laptop at home in the United Kingdom

U.S. and UK Tax Rules Can Overlap

Your U.S. return may need to account for UK wages, self-employment income, investments, pensions, rental property, or other financial activity. The right treatment depends on your circumstances, including your income, residency, filing history, and foreign taxes paid.

Our team reviews the broader picture so that your U.S. income tax return and applicable international reporting are considered together.

Tower Bridge and the River Thames in London at sunset

U.S. Expat Tax Services for Americans in the UK

U.S. Federal Tax Return Preparation

Prepare your U.S. individual return with relevant UK income and cross-border details considered.

Foreign Tax Credit — Form 1116

UK income taxes may qualify for a U.S. Foreign Tax Credit, subject to applicable rules and limitations. We assess how the credit may apply to your circumstances.

Foreign Earned Income Exclusion — Form 2555

Some Americans living and working abroad may qualify for the Foreign Earned Income Exclusion or foreign housing benefits. Eligibility depends on meeting specific requirements.

FBAR and FATCA Reporting

UK bank and financial accounts may create additional U.S. reporting requirements. FBAR (FinCEN Form 114) and FATCA (Form 8938) are separate filings, and some taxpayers may need to file both.

Investments, Pensions, and Business Interests

UK investments, pension arrangements, and business ownership can involve additional U.S. tax or information-reporting considerations. The filings required depend on the specific account, investment, entity, and ownership details.

Catch-Up Filing and Streamlined Review

If you have missed U.S. tax returns or foreign account reports, we can review your filing history and discuss possible paths to compliance. Some taxpayers may qualify for the IRS Streamlined Filing Compliance Procedures; eligibility depends on the facts.

Learn about streamlined filing compliance
City of London skyline with the Gherkin and surrounding office towers

Who We Help

  • U.S. citizens who live and work in the UK
  • Americans relocating to or from the UK
  • U.S. and UK dual citizens
  • Employees, executives, and self-employed professionals
  • Americans with UK bank accounts, investments, pensions, or rental property
  • Taxpayers catching up on prior U.S. filings

A Coordinated Process

  1. 1

    Consultation

    Discuss your residency, income sources, accounts, and filing history.

  2. 2

    Filing review

    Identify the U.S. returns and reporting forms that may apply.

  3. 3

    Proposal and documents

    Receive a scope and fee proposal, then submit documents through the secure client portal.

  4. 4

    Preparation and review

    Our tax team prepares the agreed filings and reviews them with you before submission.

Elizabeth Tower (Big Ben) in London with the Union flag

Frequently Asked Questions

Do U.S. citizens living in the UK still have to file U.S. taxes?

U.S. citizens and resident aliens generally remain subject to U.S. tax rules while abroad and may need to file based on their circumstances. The U.S. generally taxes citizens on worldwide income.

Will I pay tax twice on the same income?

Not necessarily. A Foreign Tax Credit, the Foreign Earned Income Exclusion, or other rules may reduce overlapping tax, depending on your circumstances. Relief is not automatic, and the options do not work the same way for every taxpayer.

Do I need to report my UK bank accounts?

You may have a separate FBAR filing requirement if the combined value of applicable foreign financial accounts exceeded $10,000 at any point during the calendar year. FATCA Form 8938 has different rules and thresholds.

Can you prepare my UK tax return too?

This page covers U.S. tax preparation for Americans living in the UK. If you need a UK return as well, mention that in your consultation request so we can clarify the available scope before engagement.

What if I have not filed for several years?

The appropriate next step depends on your filing history and circumstances. We can review what is missing and whether a compliance procedure may be available.

When is my U.S. return due if I live in the UK?

Certain taxpayers living abroad receive an automatic extension to file, but payment deadlines and interest are separate considerations. Your specific deadlines depend on your situation.

Related reading: U.S. Bank Accounts for Americans Abroad · Foreign Pensions and U.S. Taxes

Get Help With Your U.S. Taxes in the UK

Whether you need an annual U.S. return, help understanding foreign account reporting, or a review of missed filings, Valoria Consulting can help you identify the next steps.

Schedule a U.S. Expat Tax Consultation

Initial consultations start at $350. We do not offer free consultations. Submitting a request does not create a client relationship.

Schedule a U.S. Expat Tax Consultation

Tell us about your residency, UK income, accounts, and U.S. filing history, and we'll follow up with next steps.

We typically respond within one business day.

Please note: Initial consultations start at $350. We do not offer free consultations.

This form is for consultation requests only. Sales solicitations, marketing inquiries, recruiting pitches, vendor outreach, and promotional messages will not receive a response. Submitting this form does not create a client relationship.

Our Contact Information

Address

301 Bayview Cir, Newport Beach, CA 92660

Phone

Toll-Free: (877) 804-1254
California Office: (949) 703-0737

Mon-Fri, 9am-5pm

Email

Operations@valoriaconsulting.com

Follow Us

Based in California. Serving U.S. taxpayers worldwide.