Terms of Service

1. About Valoria Consulting

Valoria Consulting provides professional tax, accounting, bookkeeping, audit support, tax planning, advisory, and related consulting services. Certain services may be performed by or in collaboration with licensed CPAs, Enrolled Agents, tax attorneys, or other qualified professionals, depending on the nature of your engagement.

2. No Professional Relationship Created

Your use of this website, submission of a contact form, scheduling of a consultation, downloading resources, or communicating with us does not create a CPA-client, attorney-client, accountant-client, or other professional relationship.

A professional relationship is established only after both parties execute a written engagement agreement.

3. Educational Information Only

The information available on this website, including blog articles, guides, calculators, newsletters, videos, and other resources, is provided for general educational purposes only.

It should not be considered tax, legal, accounting, financial, or investment advice. Every taxpayer's circumstances are unique, and you should obtain professional advice before making decisions based on information found on this website.

4. No Guarantee of Results

Past results do not guarantee future outcomes. Valoria Consulting does not guarantee:

• Eligibility for any tax credit or deduction
• IRS or state tax agency decisions
• Audit outcomes
• Refund amounts
• Tax savings
• Penalty reductions
• Processing timelines

Results depend on applicable law, available documentation, government determinations, and each client's individual facts.

5. Client Responsibilities

If you become a client, you agree to provide complete, accurate, and timely information.

You are responsible for reviewing documents before filing or submission and promptly informing us of any errors or omissions. Delays caused by incomplete or inaccurate information may affect project timelines and outcomes.

6. Engagement Letters Govern

If you engage Valoria Consulting for professional services, your signed engagement letter governs the scope of services, fees, timelines, responsibilities, and other terms.

If there is any conflict between these Terms and a signed engagement letter, the engagement letter controls.

7. Payments

Professional service fees are governed by your engagement agreement. Unless otherwise agreed:

• Invoices are due according to the payment terms provided.
• Recurring services may be billed automatically.
• Work may be paused for unpaid balances.
• Previously completed work is generally non-refundable unless required by law or stated otherwise in writing.

8. Intellectual Property

All website content, including text, graphics, logos, branding, blog articles, downloadable materials, calculators, designs, and other content, is the property of Valoria Consulting unless otherwise noted.

You may view and print content for your personal or internal business use but may not copy, reproduce, distribute, modify, or republish it without prior written permission.

9. Third-Party Websites

Our website may contain links to third-party websites for your convenience. Valoria Consulting does not control or endorse those websites and is not responsible for their content, privacy practices, or services.

10. Electronic Communications

By contacting Valoria Consulting, you consent to receive communications by email, telephone, SMS, client portal, or other electronic methods regarding your inquiry or engagement, subject to applicable law.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

12. Website Availability

We strive to keep this website available and accurate but do not guarantee uninterrupted access or that all information will always be current, complete, or error-free.

We reserve the right to update, suspend, or discontinue any portion of the website without notice.

13. Limitation of Liability

To the fullest extent permitted by law, Valoria Consulting shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of this website or reliance on its content.

14. Indemnification

You agree to indemnify and hold harmless Valoria Consulting and its owners, employees, contractors, affiliates, and professional partners from claims arising from your misuse of this website or your violation of these Terms.

15. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

Any legal action relating to these Terms or your use of this website shall be brought in a court of competent jurisdiction located in California, unless applicable law requires otherwise.

16. Changes to These Terms

Valoria Consulting may update these Terms from time to time. Changes become effective upon posting the revised version on this page. Continued use of the website after updates constitutes acceptance of the revised Terms.

17. Contact Us

If you have questions regarding these Terms of Service, please contact:

We are committed to providing professional, transparent, and client-focused tax and advisory services.