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CRITICAL - SOCIAL SECURITY LEVY

IRS Notice CP90: Final Notice - Social Security Levy

The IRS is about to levy your Social Security benefits to collect unpaid taxes. This final notice gives you limited time to prevent benefit seizure.

YOUR SOCIAL SECURITY BENEFITS ARE AT RISK

The IRS can take up to 15% of your Social Security benefits every month until your tax debt is paid. This can severely impact your ability to cover essential living expenses.

What Does CP90 Mean?

CP90 is a specialized notice that targets Social Security benefits specifically:

  • The IRS will levy up to 15% of your monthly Social Security benefits
  • This includes retirement, disability, and survivor benefits
  • You have 30 days from the notice date to take action
  • Once started, the levy continues monthly until debt is resolved

How Social Security Levy Works

Example: If you receive $2,000 monthly in Social Security

• IRS can take: $300 per month (15%)

• You receive: $1,700 per month

• This continues every month until your tax debt is paid

What's Protected vs. What Can Be Taken

Protected (Cannot be levied):

  • • Some portion may be exempt
  • • Supplemental Security Income (SSI)
  • • VA disability benefits

Can be levied (Up to 15%):

  • • Social Security retirement benefits
  • • Social Security disability benefits
  • • Survivor benefits

Your Options to Stop the Social Security Levy

1. Request a Collection Due Process Hearing

Challenge the levy and request alternative collection methods within 30 days.

2. Set Up an Installment Agreement

Arrange monthly payments that may be lower than the levy amount.

3. Apply for Economic Hardship Status

If the levy causes severe financial hardship, you may qualify for temporary relief.

4. Offer in Compromise

Potentially settle your tax debt for less than the full amount owed.

Protect Your Social Security Benefits

Don't let the IRS take your Social Security benefits. Our team specializes in protecting seniors and those on fixed incomes from aggressive IRS collection actions.

Social Security protection services:

Emergency levy prevention
Hardship documentation
Senior citizen advocacy
Fixed income protection plans
Medicare/living expense calculations
Social Security benefit preservation